Terms of Service

Effective Date: January 1, 2025

Chapter 1. General Provisions

Article 1 (Purpose) The purpose of these Terms of Service (hereinafter referred to as the “Terms”) is to stipulate the conditions and procedures for using the services provided by Re:Build Mind Asset (operating the website Stay Medizen, hereinafter referred to as the “Company”), as well as the rights, obligations, and responsibilities of the Company and the users.

Article 2 (Effect and Modification of Terms)

1. These Terms become effective upon being announced to the user.

2. The Company may amend these Terms in the event of a change in circumstances or for important business reasons, provided that such amendments do not violate relevant laws. The amended Terms shall take effect in the same manner as the preceding paragraph.

Article 3 (Rules Other than These Terms) Matters not specified in these Terms shall be governed by relevant laws and regulations.

Chapter 2. Membership and Service Usage

Article 4 (Definition of Member) A “Member” refers to a person who agrees to these Terms, completes the membership registration form, and receives an ID and Password.

Article 5 (Establishment of Service Subscription)

1. Service subscription is established by the Company’s approval of the user’s application and the user’s agreement to the content of the Terms.

2. Applicants must provide essential personal information (Name, Email, etc.) requested by the Company. (Resident Registration Numbers are not collected.)

3. Upon approval, the Company will notify the user of their Member ID and other necessary details.

4. The ID creates upon registration cannot be changed in principle, and only one ID is issued per person.

5. The Company may not approve applications that fall under the following:

   • A. Applying using another person’s name.

   • B. Not applying with a real name (or actual email).

   • C. Entering false information in the application.

   • D. Applying for the purpose of disturbing social order or public morals.

Article 6 (Service Usage and Restrictions)

1. Service usage is available 24 hours a day, 365 days a year, unless there are special business or technical impediments.

2. Service hours may be restricted for regular system maintenance or if deemed necessary by the Company, with prior notice to members.

3. Real-time responses to some parts of the service (e.g., comment replies) may not be possible depending on the operator’s personal circumstances.

Article 7 (Service Fees)

1. In principle, the service is free for all registered members.

2. If the Company converts to a paid service, the timing, policy, and costs must be announced on the service prior to implementation.

Chapter 3. Withdrawal and Restrictions

Article 8 (Service Withdrawal)

1. If a member wishes to withdraw, they must request termination directly through the website’s withdrawal function or via email to the operator.

2. Membership will be terminated after verifying the identity information (ID, Name, Contact, etc.).

3. Once withdrawal is processed, login with the existing ID and Password will not be possible.

Article 9 (Re-subscription) Withdrawn users may request re-subscription by following the new registration procedure or contacting the operator.

Article 10 (Service Restrictions) The Company may terminate the usage contract or suspend service for a set period without prior notice if a member:

• A. Violates public order or morals.

• B. Is involved in criminal activity.

• C. Plans or executes service usage to harm national interest or social public interest.

• D. Steals another person’s ID and password.

• E. Damages the reputation of others or causes disadvantage.

• F. Harms the service (e.g., spamming, flooding).

• G. Violates other relevant laws or conditions set by the Company.

Chapter 4. Limitation of Liability (Disclaimer)

Article 11 (Reliability of Information and Investment Responsibility)

1. No Financial Advice: All content (articles, columns, analysis data, etc.) provided by the Company is for informational purposes only. The Company does not guarantee the accuracy, completeness, or timeliness of the information.

2. The information provided is NOT professional financial advice, legal advice, or a recommendation to invest in specific stocks.

3. User Responsibility: The user is solely responsible for all investment decisions (including financial product subscriptions, stock, and crypto trading) and the resulting outcomes.

4. The Company is not liable for any failure to achieve expected profits or for any losses incurred by the user, nor for any damages resulting from materials obtained through the service.

Article 12 (Community and Comments)

1. Members are solely responsible for the comments or posts they write.

2. The Company is not responsible for the reliability or accuracy of information, data, or facts posted by members.

3. While the Company strives to answer inquiries faithfully, such answers do not have professional legal/financial effect and may represent the personal subjective view of the respondent.

Chapter 5. Copyright and Post Management

Article 13 (Ownership of Copyright)

1. Copyrights and other intellectual property rights for works created by the Company belong to the Company.

2. Users may not use information obtained from the service for commercial purposes (reproduction, transmission, publication, distribution, broadcasting, etc.) or allow third parties to use it without the Company’s prior consent.

Article 14 (Management of Posts) The Company may delete, move, or refuse to register user posts without prior notice if they:

• A. Slander others or damage reputation.

• B. Violate public order or morals.

• C. Are advertisements for illegal profit.

• D. Infringe on the copyrights or other rights of the Company or third parties.

Chapter 6. Obligations

Article 15 (Company’s Obligations)

1. The Company shall allow members to use the service unless there are special circumstances.

2. The Company is obliged to provide continuous and stable service as stipulated in these Terms.

3. The Company strives to protect members’ personal information in accordance with the Personal Information Protection Act and related laws.

Article 16 (Obligation for Security)

1. The member is responsible for managing their ID and Password.

2. If an ID is used illicitly, the member must notify the Company immediately.

3. The Company may use Cookie technology for service convenience. Members may refuse cookies via browser settings, but this may cause difficulties in using some services.

Chapter 7. Dispute Resolution

1. Disputes regarding service usage not covered by these Terms shall be resolved by mutual agreement as much as possible.

2. If a lawsuit is filed regarding a dispute, the court having jurisdiction over the Company’s location shall be the competent court.

Chapter 8. Affiliate Disclosure

The Company may include affiliate links to support service improvement and website operation. These links connect to products or services related to online monetization tools that the Company recommends and trusts. If a user makes a purchase through these links, the Company may receive a small commission.

1. Transparency: We disclose the use of affiliate links to maintain transparency. Purchases via these links do not incur additional costs for the user.

2. Selection Criteria: Products or services provided through affiliate links have passed the Company’s strict selection criteria.

3. No Direct Liability: The Company is not directly responsible for any products or services provided through affiliate links. Purchase decisions are entirely up to the user.

4. External Sites: The Company is not responsible for the content or accuracy of any external sites accessed through affiliate links.